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Hello, Emmedco.
I have a way to help you record the fees from the loan.
You can record the fees using an Expense transaction. Simply click the + New icon, then select Expense.
As for the account that you'll be using, I recommend contacting an accountant. They'll provide guidance on what proper account will be used on the expense transaction. You can visit this page to look for one: https://quickbooks.intuit.com/find-an-accountant/.
When you're ready to pay off the loan, you can check this article for the steps: Set up a loan in QuickBooks Online (Step 3).
Need help recording transactions with the loans or run reports for your records? Check out our topics in the general help page. Then, look for an article that describes what you need to do.
I'm willing to help out some more if you have more questions for QuickBooks Online's processes and functions.
