Hi there, Kyle.
Yes, it's possible to process credit card payments you receive from your customers through your bank. I'm here to provide more information about this and how does it affect with your workflow in QuickBooks.
Intuit QuickBooks Online offers QuickBooks Payments that you can to process credit card payments from your customer and record them automatically to your QBO account. However, if you prefer to use other merchant services or payment processors that are provided by your bank, you'll need to manually record them properly to maintain accurate financial records. Additionally, it'll also depend on your bank whether they can process it for receiving payments. I suggest contacting them and ask to ensure your plan is perfect.
You have flexibility in how you receive credit card payments from your customers, you can use your bank to pay your credit card bills, and QBO provides the tools to accurately record those payments.
Furthermore, you can consider reconciling an account to match your bank statement with your QBO records. It is very important to make sure that the payments received are reconciled with your bank statements to avoid discrepancies.
Please don't hesitate to leave a reply if you have additional concerns besides using other payment processors. I'm always here to help.
