How can you opt out of ACH fees?

Hi there, @julie137. Let me share with you some insights about ACH fees in QuickBooks.

If you use QuickBooks Payments, there's a processing fee to take payments from QuickBooks.

Starting April 12, 2021, bank transfer (ACH) payments will be charged a 1% transaction fee (max$10) per transaction. There will be no charges for credit card or debit card payments. They will be still deposited at current rates.

Payments that are processed before 3:00 PM PT (Pacific Time) will arrive at your bank the next business day. Later payments will arrive the following business day.

This recent update aids our user and their customer process their payments instantly to their bank. We know how important cash flow is to your business, and we make sure to respond to our merchant’s consistent feedback.

If you have further queries, you contact our support team. 

Also, I've added these articles for more insights about ACH payments.

• Get started with QuickBooks Payments
• What are the fees for QuickBooks Payments?

Keep me posted if you have further concerns with QuickBooks. I'll be around to guide you. Stay safe and have a good one.

@julie137 

You may have other options to accept ACH payment for free.

Hi, @julie137.

Hope you’re doing great. I wanted to see how everything is going about the ACH fees concern you had the other day. Was it resolved? Do you need any additional help or clarification? If you do, just let me know. I’d be happy to help you at any time.

Looking forward to your reply. Have a pleasant day ahead!