How much does it cost to receive a bank transfer versus accepting a credit card payment?

Hi there, @peter74.

I'll provide the information regarding pay rates.

With QuickBooks Payments, you pay a rate per ACH bank transfer, and this also includes card swipes. The rates are as follows:

• Bank transfer 1% (max $10)
•  Card – Swiped - 2.4% + 25¢
•  Card – Invoiced - 2.4% + 25¢
•  Card – Keyed - 3.4% + 25¢

For more details, you can check the Pay as you go section from this QuickBooks page: QuickBooks Payments. From there, you can scroll down to check the FAQs section to see more of its benefits.

In case you haven't signed up for QuickBooks Payments, you can follow the steps through this link and then connect it to QuickBooks Online.

If you have other concerns aside from payment transaction rates, feel free to place them here. I'll answer them all as fast as I can. Take care, Peter74!

@peter74 

You may utilize Melio to accept ACH payment for free.

https:// melio.grsm.io/quickbooks