The reason you can't activate the fastest payment method is that you either don't have an active payment subscription or you're ineligible for it, Juliana.
To access features like credit card payments, ACH bank transfers, and instant deposits, you must have an active QuickBooks Payments subscription. Without it, these payment functionalities won’t be available.
To activate this, please follow the steps below:
- Open your QuickBooks account.
- Go to the Gear icon, then select Account and Settings.
- Head to the Payments tab, then click Activate Payment.
- Enter your information in the About your business and About you sections.
- In Your deposit account field, choose QuickBooks Checking to connect your Money account, or click Add and look for the bank account associated with your QB Money.
- Once done, click Review and finish.
- After that, click the Get set up button and follow the on-screen steps.

On the other hand, if you already have an active QuickBooks Payments subscription, make sure that you're actively using the service and that your account is in good standing to be eligible for instant deposits. To learn more, please refer to this article: Get instant deposits.
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