Thank you for asking here in the Community, christine105.
The 95.58 listed as the System-recorded fee for QuickBooks payments represents the total payment processing fees that were deducted from the customer payments you accepted through QuickBooks.
These fees can vary depending on the payment method used, such as card payments, digital wallets, ACH bank transfers, in-person transactions, or keyed-in card details.
To learn more about the specific fee rates associated with each type of payment method, you can check out this article: Credit Card Processing Fees & Rates Explained.
You have the option to shoulder the convenience fee to your customers, but please note that this feature is only available for ACH bank payments. For more details on how this works, you can refer to this article: Let Your Customers Pay Invoices Using ACH Bank Payments with a Convenience Fee.
Let me know if you have any additional questions.
