Let me address your concern about the Web Connector password, RL Vickers.
A password is set for your application before you update or sync it with QuickBooks. Since you don’t have one, I suggest contacting your application’s support so they can help you with getting a password.
This article will help you fix common issues with Web Connector in QuickBooks Desktop (QBDT) Refer to QBWC1030: Password is not available for application: Fix common Web Connector errors in QuickBooks Desktop.
You may also want to learn how to download, add, and match bank transactions, you can check this helpful article for reference:
Feel free to reach out to us if you need further assistance using WebConnect in QuickBooks Desktop. We're always here to help you.