Customer Payment to Owner Account

I have a new client who is in the process of opening a business bank account but does not want to hold checks she has received for sales so she is depositing them into her personal account.  Upon recording the invoice/sale and then trying to record the receipt of the payment I do not have to option to record the receipt to an equity account, which is where it should be.  How can I "trick" QBO into doing this without making a mess.  My first thought is to record it to checking as if it's a  regular deposit and then do a journal entry to remove it from checking and put in into the equity account but this just seems messy and inefficient.  I know we all have clients who periodically get cash payments and don't deposit all of it so there should be some way to do this.  This makes me miss regular QB where I could just put things where they should go!!!