How much are ACH transaction fees for QuickBooks Online customers? I thought they were 1% cap at $10. But now I'm seeing much higher amounts now.

I can provide information when managing customer payments and processing fees in QuickBooks Online, info2052.

For QuickBooks Online Payment pricing, all ACH transactions are charged at a 1% fee with a maximum of $10 per entry.

Processing fees also vary depending on whether the card is swiped (2.4%), invoiced (2.9%), or keyed (3.4%) and on the amount of payment being processed. I've included a screenshot below for reference.

You can also request a rate review for your company to get a discounted rate when processing transactions. To see how you qualify and meet the requirements, check out this article for more details: Request A Rate Review of QuickBooks Payments Discount Fees.

Furthermore, here's a reference you can utilize to help you process ACH payments and understand when QuickBooks deposits them into your bank account:

• QuickBooks Payments FAQ
• Find out when QuickBooks Payments deposits customer payments

If there's anything else you require additional assistance with managing customer payments and processing fees, let me know in the comments below. Stay safe!

@info2052 

If you are running B2B, you can use a free 3rd party service to sync with QBO and accept ACH payments for free.