Hi there, neve-maziquebian,
In QuickBooks Online, you don't need to file 1099 for vendor payments made via third-party money transfer service. Venmo, Cashapp, and Zelle can file 1099s for you. I recommend contacting them so they can help prepare these forms.
You can also refer to this article for more details: IRS Reporting Requirements for Third-party Vendor Payments on 1099-K/1099-MISC.
Let me know if you have follow-up questions, and I'm always around to help you out.