These are not online bill payments. These show up as a bill payment (check), but they do not represent an actual cash payment. The QBO accounting is a debit to AP and a credit to the bank (cash); however, no actual payment takes place. They have the effect of showing a bill as paid, but once again, do not represent an actual payment against an invoice. We have used this feature in the past and is now being questioned in an audit. I need to explain it adequately to the auditors so they understand it clearly.