Yes, QBO and QBSE have the same clearing time policy, @kevin174. I'll provide further information and direct you to the appropriate help so we can track your payments efficiently.
Since there are changes, please review the payments you received recently. This will help us trace any delays or issues.
If everything's accurate, you'll want to contact our Support Team. They can check these payments further and provide resolution to you. Just take note of our support hours so we can address your concerns on time.
Here's how:
1. Go to the Help icon.
2. Select Contact Us.
3. Enter your concerns, then click Continue.

See this article to learn how to categorize transfers in and out of your bank and credit card accounts: Categorize money transfers in QuickBooks Self-Employed.
You can also read about using Schedule C form to report your self-employed income and expenses accurately: Schedule C and expense categories in QuickBooks Self-Employed.
If you have other banking concerns or questions about credit card payments in QBSE, please don't hesitate to comment below. I'm always ready to help. Take care.