Which version of QB do I need?

You can utilize the location feature in QBO Plus to manage branches/divisions. But if the cost is too high for them, consider having 2 separate QBO Simple Start accounts. 

https://quickbooks.grsm.io/US

https://quickbooks.grsm.io/us-promo

then signup for one or two free Melio accounts to manage and pay their bills for free. Keep in mind, you can only able to sync it with QBO Essentials or a higher plan

https://affiliates.meliopayments.com/quickbooks

Hi there, kjb4.

I'm here to help you choose the QuickBooks products ideal for your business.

I'd suggest reviewing the plans and pricing on which product will work best for your company. Check out this link: https://quickbooks.intuit.com/pricing/. From there, you'd see their comparisons.

You can cancel the subscription if you no longer need this. Once canceled, here are a few things you should know about the life of your QuickBooks Online data.

In case you'd like to resubscribe in the future, you can easily reactivate your account. We'd love to have you back!

Feel free to get back here if you have any other questions about your subscription. I'm always here to help. Have a great day ahead.