I can see your point here. Allow me to share some information with regard to managing the IRS refund you received.
In QuickBooks Self-Employed (QBSE), the best way to track funds that were accidentally sent to your business account instead of your personal account is to treat it as owner's equity.
However, if you really want to transfer it out from your business account, you can, but I'd recommend consulting with your accountant to best help and guide you on how to record this. Your accountant can provide more expert advice in dealing with this concern.
If you need help completing future tasks, feel free to check out these helpful links:
Drop a reply anytime if you still have questions or concerns about managing funds in QBSE. I'll be here to assist you further. Take care and have a nice day ahead.