I am using desktop since Quickin 1 when it first came out.  The online still to this day can't do thing I really need. Especially Memorized Transactions. We have hundreds of those that go out automatically every month. Also we don't trust QBs to do anything with taxes. We just dump information and take it from there.  Oh well, not sure where it is all going. But happy you like my work-a-round

Carl