@jackjackson1977  When income shows up in accounts receivable, it is recognizing that you are owed money that you have not received yet. An example of this would be an unpaid invoice.

When income shows up in Undeposited Funds, it is recognizing that you have received payment but have not put it into any particular bank or asset account.

I'm not particularly familiar with QBO, but I can't imagine they'd embed the settings for your default deposit account in the chart of accounts. You should be able to change said default deposit account under whatever QBO's equivalent to Preferences or Settings is.