You cannot cancel your subscription unless you change your credit card detail to a dummy one before the renewal date. Otherwise, their billing system will charge your card and you must contact Support within 60 days to cancel your subscription and request for a refund. Then you will be in read-only mode for one year to access your data until the program locks you out.

If you don’t need to run any add-ons, you can switch to the older version of QB Desktop with a non-subscription license.