Hello there, @Evergreen 2021.

Allow me to help you resolve the difference between your transactions so your accounts stay balanced.

You don't need to create a liability account to resolve the difference. You can simply follow the steps provided by my colleague above to resolve the difference between the invoice and the deposit. I'll reiterate the steps and provide screenshots for your guidance. 

1. Select the transaction. Then, click Find match.
2. Click Resolve.
3. In the Category dropdown, select the Bank Fees expense account you created.
4. Enter the Amount of the bank fee, then Save.

Once you've finished the process, you'll resolve the discrepancies between your transactions. Then, you'll be left with a zero difference.

For future reference, I'll leave this helpful resource for information on reconciling your accounts to ensure they're balanced and accurate: Learn the reconcile workflow in QuickBooks.

For any further clarification or concerns regarding resolving differences in QuickBooks, please don't hesitate to leave a reply. I'm here to help you out and make sure you're on the right track. Keep safe.