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Let me share additional information about recording personal loans in QuickBooks Desktop.
You can record the personal loans through deposit or Journal Entry. As for the account affected, I recommend consulting an accountant to avoid messing up your books.
Here's how to create a Journal Entry:
If you don't have an accountant, click this link: Find an Accountant.
For future reference, you can read these articles to help you track loans in QuickBooks Desktop:
Let me know if you have questions about tracking loans in QuickBooks Desktop. I'm always here to help. Have a great day.