I can see the importance of ensuring that your payments are processed correctly and efficiently, myfavcleaner. Let me explain in detail how the payments and deposits in QuickBooks function.

As of now, your payments are being deposited into your QuickBooks Checking account, not your QuickBooks card. This is because your card isn’t activated yet. Once it’s activated, your payments will be reflected there.

Moreover, you can proceed with activating it and start using it for transactions. 

Here's how:

1. Log in to your QuickBooks Online account and navigate to Lending & banking.
2. Select QuickBooks Checking and click Activate card.
3. Create a PIN, then select Next.
4. Enter the card number, expiration date, and CVV, then click Confirm.

Additionally, you can manage your finances effectively by checking the money ins and outs of your checking account. Here’s how:

1. Go to Lending & banking, then select QuickBooks Checking.
2. Select View all in the Recent activity section.
3. You can filter the list by selecting All, Money in, or Money out. To see more details, click on individual transactions.

To get answers to questions about how QuickBooks Payments deposits work in QuickBooks Online, you can check and refer to this article: Common questions about QuickBooks Payments deposits in QuickBooks Online

Furthermore, you can visit this material to learn how to check when QuickBooks deposits customer payments into your bank account in QuickBooks Online (QBO): Find out when QuickBooks Payments deposits customer payments

You can always click the Reply button if you have further questions about deposits in QBO. I will always be here as well as the Community folks to help. Take care.