I spoke with WellsFargo and they told me that they had just updated their data feed and that it did not support Quickbooks Desktop for anything older than 3 years.  I ordered the new Quickbooks 2021 for a one time charge (not the yearly subscription) and it fixed the problem once the new version was downloaded.  I couldn't find the one time order for QB 2021 online so I had to chat with them and then someone called me.  Problem fixed!  I will have to upgrade again next time the bank upgrades their feed/security but that could be 3 years or 7 years from now.