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Thank you for reaching out to us again. Let me help you in linking your credit cards.
You only need to set up and link the account where the transactions are downloaded. You don't need to link all four credit card accounts.
Please follow these steps on how to set it up on your Chart of Accounts:
Once done, you can follow the steps in this article on how to connect it to your online banking: Connect bank and credit card accounts to QuickBooks Online.
Also, you can review this link: About bank or credit card subaccount setup. The Connect the accounts to Online Banking section will explain more on how to link multiple subaccounts in QuickBooks Online. The last section will show you the step-by-step guide in balancing your accounts.
Comment below if you need more help with banking. Take care!