Good day, res@finisroadrvp.

I'll share some info regarding your situation. 

If you disconnect an account from online banking, your existing accounting data won't change. Please take note that when you disconnect, QuickBooks deletes the transactions that still need to be categorized in the For review tab.

To transfer the four 5000.00 to each sub-accounts, you can follow these steps:

1. Go to Transactions > Banking.
2. Click the For review tab, and select the transaction you want move. This will give you the options to Categorize, Find match, or Record as transfer.
3. Choose Record as transfer.
4. Select a transfer to/from account and hit Confirm.

If you want to record the transfer in your QuickBooks account, you can follow the steps in this article: Transfer funds between accounts.

Once recorded, you can now disconnect the account by following these steps:

1. Go back to the Banking tab and select the tile for the bank account.
2. Click the pencil icon, then select the Edit account info button.
3. Put a check mark on the Disconnect this account on save box. Note: If QuickBooks is downloading new transactions, you won't see this option. Wait a few minutes for the update to finish and try again.
4. Hit Save and Close.

For reference, you can check out this link: Disconnect or delete accounts connected to online banking.

If you want to connect the sub-accounts, the steps are included here.

Should you have any additional questions regarding the info I've shared above or need help with other task in your account, please let me know in the comments below. I'm always around to help. Enjoy your weekend!