Thank you for joining the thread, @CarmenCCR.

Let me help and provide information about using QuickBooks without paying $649 to subscribe.

To start with, If you're using QuickBooks Online (QBO), you will need to pay for a subscription to continue using the program. On the other hand, if you're using QuickBooks Desktop (QBDT), it depends on the version you have. If you're using the subscription model, you will have to renew your subscription to continue using the software. However, if you have a standalone license in QBDT, you can still use the program even if the QBDT service is discontinued. But keep in mind that you won't be able to use the online services.

In case you need assistance with managing your QuickBooks Desktop (QBDT) or QuickBooks Online (QBO) subscriptions, refer to the following articles.

• Manage billing, payment, and subscription info in QBO.
• Manage your QBDT subscription and services.

Let me know if you have additional questions about managing your subscription or other QuickBooks-related concerns. I will do my best to help you out.