Called and spoke with someone. Explained why I NEED desktop. For me it's because I have 3 small businesses and can't justify paying for 3 subscriptions. Desktop version is still available but it's also a subscription. I'm paying for the annual subscription which ends up being about the same price as 1 online subscription but now I get the ability to still maintain my other 2 company files as well. One-user pricing was $650. Still don't love that I will have to pay this every year now..BUT, my ultimate beef was the fact they wanted me to pay for 3 different companies, 2 of which are super tiny budget companies that can't afford subscription. ultimately, I feel good about this solution.