ok thanks

I am getting closer to fully understanding.

One thing...when you say, "A Vendor is a person or company who sells things for you" do you mean TO me? Like Home Depot would sell me a stapler to me or Moo Print sells business cards to me? They would be VENDORS, correct? Vendors would NOT need a 1099 even if I spent over $600 on office supplies for example, correct?

A "contractor" would be someone I specifically engage (like the woman who helped set up my website). She would need a 1099 if I spent over $600.

Thanks in advance for clarifying.

PS is it a known problem that people like me can't post in this community when using the Safari browser? Weirdly only Chrome allows me to do this