Hi there, Howard.
In QuickBooks Online (QBO), once you successfully create the template, you can make it as default. I can provide you with the steps to make your template as default.
Here's how:
If you have the old invoice layout, you can refer to these steps on how to:
I've also added a couple of screenshots for your visual reference.
Furthermore, you can refer to our article on how to set a schedule for your invoices and send it to your customers: Create recurring transactions in QuickBooks Online
Don't hesitate to comment if you still have concerns about managing your invoices. I'm always here to help you.