I would like to set up in QBO for our nonprofit to receive monthly recurring tuition payments. I'm getting conflicting info on the fees. A Jan 2019 article (https://fitsmallbusiness.com/how-to-accept-recurring-payments/ - jpg attached) shows Free for ACH but when I go to Account Settings > Payments  the fee shows 1% ($10 max) for Bank Transfer.

Has the fee increased since January or am I not finding the correct info in QB?