@Rustler @Jarm 

No accounting SW IS cash or accrual-based.  Some systems do one or the other better, for QB that is Cash.

Cash or accrual- based accounting is the entries and when they are made, there is only a timing difference between cash and accrual-basis accounting, the numbers are the same in the end and the system/software has little to do with how you choose to do your accounting entries or when UNLESS it prohibits you from doing the entries you want when you want to do them.  

For example, the QBO upload of transactions from bank, that would be cash-basis accounting since you are recording transactions from the bank statement when they have already been paid in cash. Same for QB Payroll, also based on cash entries, recorded when payment has been made.  

@Rustler  Why do you say QB is accrual-basis?