@LBoots 

If you're a veteran QB Desktop user, I'd still recommend sticking with it. If you're bothered by the feed bank issue in IE 11, you should wait until June at the earliest to watch for any announcements from Intuit about it. You may consider manually importing the bank statement file for the time being. Utilize a converter tool if required.

But if you decide to migrate to QBO, you may need to purchase a 3rd party conversion service to migrate certain data types (e.g. attachments, multi-currency).

Just my 2 cents.