I don't know how they get away with it. they were withholding over $48K of money I earned. They gave me some bullcrap excuses and 15 questions to answer where 10 of them had nothing to do with my money being released. QuickBooks is holding onto any large sums so they can draw interest off of you as long as they can. I'm sure they lobbied congress to make this legal and congressmen and women probably own stock in QuickBooks. Whatever the case... this screws the small business owner big time. I would never in a million years use this process again, nor use QB/Intuit/ or any of their products ever again.