Hello there, @BLUEEnforcement.

First, know that this isn't the kind of experience we want you to have here in QuickBooks Online (QBO). I understand how important it is to be able to accomplish your task without encountering these issues while using Melio inside your QBO account. If there's anything else that you'd like me to help you with, feel free to get back to me anytime. I'll be more than happy to assist you.

Also, if you have feature request that you'd like to use here in QuickBooks, I can help you send a feature request to our Product Development Team. This way, they'll see your request and consider it in the next product updates. Here's how:

1. Access your QuickBooks Online company.
2. In the upper-right corner, click the Gear icon.
3. Under the Profile column, select Feedback.
4. Enter a brief description of your product suggestion. and then click Next.
5. Type your email address.
6. Once done, click Send Message.

In addition, I've got you this article to help you manage payments in QBO: Take and process payments in QuickBooks Online with QuickBooks Payments.

You can also check this page to learn more about customizing reports to show the data that you need for your business in QBO: Customize reports in QuickBooks Online.

Thanks for visiting the Community today, @BLUEEnforcement. Take care, and have a good one.