I also had about 20 failed payments showing in Melio (we had to pay our officers via Zelle/Venmo and recorded these in QBO.  Yesterday while I was on CHAT Hold with Melio I deleted all the failed ones (even though this topic has been on my list of unresolved Melio items for 6 months now) So we will see if this affects our month end closing or not.  Melio kept advising just delete them, but no one could answer how this would affect the sync in QBO........

So far, Melio is the only option I have found for direct deposit...