Hello, Dcogs19. I'll explain the ACH payments feature in QuickBooks Desktop Enterprise (QBDT) and why only the Primary Admin can pay vendors using it.

In QBDT, the ACH payments feature enables businesses to send payments to their vendors electronically. This functionality is limited to the Primary Admin user, who is the owner of the QuickBooks file. This permission is in place to ensure that the user maintains full control over financial operations for security and compliance purposes.

ACH payments require careful handling of sensitive bank account information for both your company and your vendors. To reduce the risk of unauthorized access or fraud, QuickBooks limits the ACH payments feature to the Primary Admin only.

Other user roles, such as employees and accountants, may have permissions to create transactions or process payments; however, they don't have access to ACH payment processing because it involves direct bank transfers.

For more information, you can refer to the article: Pay bills online from QuickBooks Desktop. This page offers clear instructions on how to pay your first bill.

If you have follow-up concerns, let me know by leaving a comment below.