Anyone using QB Online will find the budget area extremely lacking.  This is my first year entering budgets into QBO.  I budget by class and have an excel spreadsheet that shows total budget for each class.  I created a budget for each class and entered data by month.  I should have done this in excel and imported it into QBO.  There is no way to get a summary of all your budgets.  If you need to have a total budget to actual by month, you must create an additional budget in QBO to reflect the total budget of all the classes.  It is a nightmare.  I will not make this mistake again.  This is SOOOOO not budget friendly.  Wish we could go back to QB desktop.