Thanks for showing me another way to create a report. 

I think it may be that memo/description is able to only pick up one or the other? I'm attaching a word doc with some transactions that don't have anything under the memo/description (I apologize that I didn't include heading for the columns-was trying not show company info.) The top snip is what is on the report, and the bottom snip is what is on the actually transaction. I use rules often, so this probably has a rule that I don't have anything in the memo. The blank seems to over rite the description from the actual transaction.

So it looks like this is a problem with QBO?