Hello there, @james190. Thank you for reaching out to us with your question. I understand that you're curious about why the Get Paid Upfront option is not available for your business. We appreciate your interest in this feature, and I'm here to provide you with an explanation.

Get Paid Upfront is a helpful tool that allows you to access funds from your unpaid invoices earlier than usual. By receiving an advance on your invoices, you can make your invoice payment terms feel like they are due now. If you are approved for Get Paid Upfront, you have the flexibility to access your invoiced funds when you need them, giving you more control over your cash flow.

This tool offers quicker access to funds than traditional bank loans, enabling you to concentrate on business growth and customer relationships. QuickBooks Payments customers can request Get Paid Upfront for eligible invoices, gaining early access to funds. The invoice funding application process is fast and simple. When clients pay their invoices using QuickBooks Payments, the money is automatically applied to the financed invoice's outstanding balance, eliminating extra forms and hassle for you.

Feel free to refer to this article to know more about this: Get Paid Upfront: New invoice financing through QuickBooks.

To be eligible for Get Paid Upfront, you need to have an active subscription to QuickBooks Online and QuickBooks Payments. Additionally, eligibility is determined by various factors, such as your business history within QuickBooks, your ongoing subscription to QuickBooks Payments, your business bank account transactions, your invoice history, and your personal and business credit profiles as the personal guarantor.

Each application is evaluated individually, taking into account current guidelines and applicable laws, as we understand that every business is unique. To apply, you may refer to this article: Get Paid Upfront. Just scroll down then click on Apply today. 

Since the Get Paid Upfront is not yet available for your business, you can consider checking out this article as a workaround for recording received retainers or deposits from customers before performing any services: Record a retainer or deposit in QuickBooks Online. 

Moreover, QuickBooks Online allows you to create and send multiple invoices simultaneously, saving time. You can send the same invoice to multiple customers and work on multiple invoices in a single window. To know how to do this in QuickBooks Online Advanced, check out this article: Create and send multiple invoices in QuickBooks Online. 

I hope this explanation clarifies your queries about the Get Paid Upfront feature in QuickBooks. If you have any further questions or need assistance with any other aspect of our services, please don't hesitate to reach out. We're here to help and provide you with the best possible solutions for your business needs.