Hello there, @AVW2. We understand the convenience of having the option to automatically apply a processing fee when a customer pays with a credit card. However, this feature is currently unavailable in QuickBooks Online (QBO).
To address this issue, we recommend sending feedback to the QuickBooks development team requesting the addition of this feature in future updates. Your feedback is valuable in shaping the direction of QuickBooks and adding features that best meet the needs of our users.
To send your input:
In the meantime, you can explore third-party applications that specialize in credit card processing and offer the functionality you require. These applications can integrate with QBO and provide you with the ability to automatically add a processing fee when customers pay with a credit card. You can search for such applications in the QuickBooks App Store.
Moreover, you may also want to check out this article to learn how to check when QuickBooks deposits customer payments into your bank account: Find out when QuickBooks Payments deposits customer payments.
If you have any more questions or need further assistance regarding payments in QuickBooks, kindly leave a reply below. I will promptly get back to you with the necessary help.