Thank you for coming back to us and posting your concerns in the Community, @spudster.
It's great that you already have your Reserves account set up as a Bank account in QuickBooks Desktop (QBDT). My recommendation is to keep it that way and reach out to your accountant to determine which account to use or track these transactions.
If you need help finding an accountant for your business, let me guide you through a page where you can find one: Find a QuickBooks ProAdvisor.
You can also use this article as your future reference if you want to personalize reports in your QBDT: Customize reports in QuickBooks Desktop.
Hit the Reply button if you have additional questions about your reserve account in the QuickBooks Desktop account. Iβm just a post away.
