Thank you for your quick reply.  Logging off, having dinner, and logging back in fixed the problem.  I know that there was a problem because earlier I downloaded an Actual to Budget (by Class) report showing the issue.

To answer your question, there are real Classes and real sub-Classes. The phantom budget amount appeared in the Class. It was the total of the real budget amounts in the Class' sub-Classes.

I saw this in the budget reports (of all types) but not in the budget process. In the budget process, I could not find the phantom budget amount in the Class but I could find and edit the amounts in the sub-Classes.