I've read what is holding Intuit back from this is because each state has different rules for charging cc processing fees.  This should be an easy  software design  & integration for them, and it affects more than 90% of their user- specific types of business. For now, they want us to partner with a 3rd party app which integrates with Intuit. Most of us who are in the process of going from desktop versions of 2021 to QBO are inundated with enough learning curves from Intuit's online upgrade to start with finding an app .