I did not mean to be insulting, just marking which comment helped me understand my problem and which one did not.  First time on the forum and am unaware of any etiquette that I should be observing, so I apologize if I was unprofessional.  However, John's answer allowed me to balance the discrepancy that I was seeing, so I believe that he is correct in his explanation of the issue.  Thank you both for your input and willingness to help me!