Hi @jay20165,
From what you've described regarding your situation, you're almost done with connecting your online bank to QuickBooks Online Payroll.
The last part of this process will be an email that will be sent to you. This email contains instructions on how you can finalize the connection process.
Additional information can be found in this article: Connect your bank to Online Payroll.
In case you decide to use direct deposit for your employees, check out this article: Set up an employee for direct deposit.
Do you have other questions in mind? Post them in the comments below, and I'll be sure to get back to you.