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I can help you update your credit card for payroll billing, @aurora-mccarthy funeral home.
You must be the Master Admin or the Company Admin to successfully update your billing info for your payroll subscription. You can update it by going to your Account and Settings.
Check this article for more information: Update the payment information for your subscription. Also, here's more information about subscription payment options for QuickBooks Online.
I'm always here if you still have questions. I'm always here to assist. Have a great rest of the day!