Hi Amanda,
Thank you for reaching out to the Community forum and providing detailed information about your inquiry regarding processing online bill payments.
Currently, only the admin user has the ability to process online bill payments. I recommend reaching out to the admin of the account to adjust the user's permissions and roles, allowing the accounting team to schedule the payment.
For future reference, you can refer to the article "Accounts Payable workflows in QuickBooks Desktop" for guidance on recording common vendor transactions.
Feel free to leave a comment if you have any other questions about user permissions. I'm here to assist you, Amanda.