Most credit card payments are deposited into your bank account as early as the next day, Dean. These payments follow a specific deposit schedule, and I'm here to provide more details about this.
When you process a credit card payment before 3 PM PT, the funds are deposited into your bank account the next business day. Payments processed after 3 PM PT will be deposited within two business days.
If you're new to QuickBooks Payments, ACH payments may take slightly longer during the first month as we verify and complete your account setup. Once everything is alright, we’ll let you know that your payments will start processing at the usual speed.
To learn when QuickBooks Payments deposits customer payments into your account, check the deposit speed and the status of deposits. You can navigate through this resource to learn more about this process: Find out when QuickBooks Payments deposits customer payments.
If you have any questions or clarification, feel free to leave a reply below. Your experience matters, and I want to make sure everything is clear and running smoothly for you.