What is the fee for accepting payment with credit card through quickbooks?

I can share some information with you about payments and processing fees in QuickBooks Online, bawtkins11.

When using QuickBooks to process payments, a fee is charged for each transaction. The amount of the fee varies depending on how the payment is made. If the payment is swiped, the fee is 2.4%. If it's invoiced, the fee is 2.9%. And if it's keyed in, the fee is 3.4%. Additionally, ACH payments have a charge of a 1% fee for each transaction.

If you would like to learn more, please feel free to read this article:  What are the fees for QuickBooks Payments?

For future reference, you can also click this link to learn how to Find out when QuickBooks Payments deposits customer payments.

We are available to answer any questions you have about ACH fees or related concerns in QuickBooks Online. Providing further assistance is our top priority.

@bawtkins11-gmail 

If you run a B2B company, you can use a 3rd party processor to accept credit card payments for free.

We are charged $0.30 + 3.5% in Quickbooks Desktop Enterprise for invoice payments.  Did this recently go up?

Let me provide details when managing customer payments and processing fees in QuickBooks Desktop, PALSTherapy.

With QuickBooks Desktop Payments pricing, the standard charge fees for invoiced payments are 3.5% + $0.30. For swiped transactions, 2.4% + $0.30. If it's keyed, 3.5% + $0.30. Also, for ACH entries, $3 is charged.

Thus, these payment transaction fees haven't increased. Please refer to this guide for more inputs: QuickBooks Desktop Payments.

Furthermore, here's a reference you can utilize to help you track when QuickBooks deposits payments in your bank account after you process them:
Find out when QuickBooks Payments deposits customer payments.

I'll leave this thread available, so you can always reply in the comments below for any additional queries when managing payments in your account. Stay safe!

Thank you.  The post from March stated the invoice rate was 2.9% which is why I was asking.  Is it cheaper for Quickbooks Online than it is for Quickbooks Desktop?  Is there any way to get a lower rate as a nonprofit?  Thanks so much.

Let me provide some details about these fees when accepting payments, PALS.

The rate per transaction between QuickBooks Online (QBO) and QuickBooks Desktop has a slight difference. Fees for Quickbooks Desktop are fixed while fees for QBO vary on the amount of payment being processed. Below are screenshots for your reference:

For QuickBooks Online:

For QuickBooks Desktop:

You can request a rate review for your company to get a discounted rate when processing transactions. To see how you qualify and meet the requirements, check out this article for more details: Request A Rate Review of QuickBooks Payments Discount Fees.

Furthermore, you can learn how to handle transactions that are processed but get disputed. The money goes back to the payer and the sales are called chargeback.

Go through this article for more details: Handle Chargebacks and Retrieval Requests for QuickBooks Payments.

Please let me know if you need further assistance. I'm still here to back you up if you have any questions about the rates when accepting payments. Have a great day!