If I have two different expenses for the same amount, each paid with different accounts and to different people, how do I stop them from matching?

QuickBooks Online will match or link a downloaded transaction with one that's already recorded, Ann-xelectricx-c. 

You can ensure it's matched correctly instead. If it's not, you can go ahead and change it. Let me guide you:

1. Click Banking, then go to the Banking tab.
2. Go to the For review tab.
3. Select the transaction, then click the Categorize radio button.
4. Select the Vendor/Customer and Category.
5. Click Add or Match.

You can also refer to this article on how to review downloaded transactions: Categorize and match online bank transactions in QuickBooks Online.

If you have other questions, please don't hesitate to reach out to us again. We're available 24/7. Take care!