The video "How to pay expenses w/ owner funds in QuickBooks Online" says "you can skip the Payment Account." QBO doesn't allow this. Should I select Undeposited Funds?

Hi there, @rcmat.

You'll want to add the owner's bank account in the Chart of Accounts so you can select it when creating an expense transaction. Let me guide you through the steps.

1. In your QuickBooks Online, click Accounting from the left menu and select Chart of Accounts.
2. Click the New button.
3. In the Account window, select Bank from the Account Type drop-down.
4. Select the Detail Type, then enter the name of the account.
5. Click Save and Close.

Here's an article you can read for more details: How to create a new parent account or subaccount.

Once done, you'll have to select the owner's bank account in the Payment account drop-down.

You might also want to check out this article to learn how to pay for business expenses with personal funds: Record business expenses you made with personal funds.

Please let me know if you need clarification about this, or there's anything else I can do for you. I'll be standing by for your response. Have a great day and stay safe.