I've come to share helpful details for invoice payments in QuickBooks Online (QBO), @kmgcleaning294-g.
When you use QuickBooks Payments to take invoice payments from QBO, there's a fee each time you process a transaction. Fees will depend on how you process the payment.
Then, once you get an instant deposit, there's an additional 1% fee of the total amount of the instant deposit. This is in addition to the fees for processing customer payments. For the latest processing fee rates and pricing for QuickBooks Payments, check out this article: Standard Payment Fees & Rates.
Also, deposit speeds depend on the product you're using and the type of payment when using QuickBooks Payments to take credit, debit, or ACH bank transfer payments in QBO. To know more about checking when QuickBooks deposits customer payments into your bank account, I encourage you to check out this article: Find out when QuickBooks Payments deposits customer payments.
Let me know if you have any other concerns about invoice payment fees in QBO. I'm just around to help. Take care, and wishing you continued success.